1 Early access to direct deposit funds depends on the timing of the receipt of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
2 你必须在 即时备份 on your checking account to receive overdraft coverage up to $500. You’ll pay interest only on the amount you borrowed for the amount of time it’s outstanding. 向我们的帕特尔科团队寻求帮助 点击这里了解更多. No overdraft fees applies to checking accounts opened after 04/05/2023.
3 Source: over 22,000 five-star reviews on the App Store.
4 APY=年收益率百分比. Rates are effective as of 12/01/2023 and are subject to change before or after account opening without notice. 费率因等级而异，并适用于全部余额.
The following variable interest rates will apply to your account balance: 4.25万美元余额50%的年利率.00或更大，4.余额在10万美元之间，年利率为00%.00美元和249999美元.99, 3.存款余额在5万美元之间，年利率为51%.00美元和99999美元.99, 3.余额的年利率为00%，最高可达49,999美元.99.
In order to attain higher interest rates the account must meet the eligibility requirements, that is a Patelco checking account (opened under the same Member Number) with a total monthly deposit of $500 or more. If the account fails to meet eligibility, the lower interest rate of 0.05%将在当月拖欠. Qualifying deposit transactions include: Payroll direct deposits, Social Security (or other government benefit) direct deposits, 乙酰胆碱转移, Zelle, Venmo, PayPal或其他类似的存款, 现金存款, check deposits (except checks written from another Patelco account), 电汇, multiple deposits (of the types listed above) that add up to at least $500 in a calendar month. Qualifying deposit transactions do not include Patelco account-to-Patelco account transfers, chargebacks or promotional incentive payments from Patelco.
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Zelle and the Zelle-related marks are wholly owned by Early Warning Services, 并经许可在此使用.
