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Purchase Fixed 率 贷款

利率 Effective 05/10/2024

贷款项目

4月2

4月1

1798630年期固定$50,000 to $766,5507.0007.092110/05/2024$766,550
1807230年期固定 (No Closing Costs, 3% Down)$50,000 to $766,5507.5007.565208/11/2023
1809020年的固定$50,000 to $766,5506.5006.613312/12/2023
1812015年固定$50,000 to $766,5506.5006.641412/12/2023
1813910年期固定$50,000 to $766,5506.3756.571502/01/2024
1814530年固定巨型$766,551 to $2,500,0006.8756.950831/01/20241
1814415年固定巨型$766,551 to $2,500,000 7.2507.378931/01/20241
2731015年固定 High Balance$766,551 to $1,149,8257.5007.646701/04/2024
2731330年期固定 High Balance$766,551 to $1,149,8257.3757.646602/01/2024

Purchase Adjustable 率 贷款

利率 Effective 05/10/2024

贷款项目4月1
181585/1 30-Year Adjustable2$50,000 to $766,5506.5007.10710/05/202410/05/20241
181675/5 30-Year Adjustable3$50,000 to $766,5506.6256.63708/12/202308/12/20232
184577/1 30-Year Adjustable2$50,000 to $766,5506.5007.00208/12/202308/12/20233
1839910/1 30-Year Adjustable2$50,000 to $766,5506.6256.96008/12/202308/12/20234
1841810/10 30-Year Adjustable4$50,000 to $766,5506.7506.88008/12/202308/12/20235
184275/1 30-Year Adjustable 巨型2$766,551 to $2,500,0006.5007.09108/12/202308/12/20236
184445/5 30-Year Adjustable 巨型3$766,551 to $2,500,0006.6256.62108/12/202308/12/20237
183717/1 30-Year Adjustable 巨型2$766,551 to $2,500,0006.5006.98608/12/202308/12/20238
1847410/1 30-Year Adjustable 巨型2$766,551 to $2,500,0006.6256.94408/12/202308/12/20239
1848010/10 30-Year Adjustable 巨型4$766,551 to $2,500,0006.7507.23108/12/202308/12/202310

再融资 Fixed 率 贷款

利率 Effective 05/10/2024

贷款项目

4月2

4月1

1803330年期固定$50,000 to $766,5507.0007.09210/05/202410/05/20241
1803620年的固定$50,000 to $766,5506.5006.61307/11/202307/11/20232
1804115年固定$50,000 to $766,5506.5006.64107/11/202307/11/20233
1804610年期固定$50,000 to $766,5506.3756.57112/12/202312/12/20234
1804930年期固定 High Balance$766,551 to $1,149,8257.3757.46502/01/202402/01/20246
1805315年固定 High Balance$766,551 to $1,149,8257.6257.77402/01/202402/01/20245
1805730年固定巨型$766,551 to $2,500,0007.0007.07609/11/202309/11/20237
1806115年固定巨型$766,551 to $2,500,0007.3757.50509/11/202309/11/20238

再融资 Adjustable 率 贷款

利率 Effective 05/10/2024

贷款项目4月1
180715/1 30-Year Adjustable2$50,000 to $766,5506.6257.15810/05/2024
180775/5 30-Year Adjustable3$50,000 to $766,5506.7506.68908/12/2023
180857/1 30-Year Adjustable2$50,000 to $766,5506.6257.06808/12/2023
1809110/1 30-Year Adjustable2$50,000 to $766,5506.7507.04508/12/2023
1809810/10 30-Year Adjustable2$50,000 to $766,5506.8756.96608/12/2023
181085/1 30-Year Adjustable 巨型2$766,551 to $2,500,0006.6257.14208/11/2023
181145/5 30-Year Adjustable 巨型3$766,551 to $2,500,0006.7506.67308/12/2023
181187/1 30-Year Adjustable 巨型2$766,551 to $2,500,0006.6257.05208/12/2023
1812310/1 30-Year Adjustable 巨型2$766,551 to $2,500,0006.7507.02908/12/2023
1813010/10 30-Year Adjustable 巨型4$766,551 to $2,500,0006.8756.95008/12/2023

Need guidance on your loan options?

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1 4月 = Annual Percentage 率. 4月s are based on the following:

  • Conforming: Loan amount of $766,550 + closing costs
  • High Balance: Loan amount of $1,000,000 + closing costs
  • 巨型: Loan amount of $1,500,000  + closing costs
  • Mortgage rates shown are based on a 30-day lock for purchase transactions

率 shown at 60% loan-to-value (LTV), owner-occupied purchase with excellent credit and no subordinate financing. Your rate may be different than what is shown, there are pricing adjustments on certain scenarios. Please use the rate calculator on our mortgage application site to receive a better estimate for your scenario. 利率, 条款, 条件, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. 贷款 are subject to credit and property approval. Other 条件 and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 506373.

High-Balance Mortgages allow for higher loan limits beyond the $766,550 conforming limit up to $1,000,000.00 for high-cost areas as determined by the Federal Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices and are typically priced below jumbo mortgage loan.

2 The index is the weekly average of the 1-year US Treasury securities adjusted to constant maturity of one year, as made available by the Federal Reserve. The caps are 2% annually and 6% lifetime based on the initial rate. The current index is 5.14%. Your rate may be different than what is shown.

3 The index (for 5/5 product) is the weekly average of the 5-year US Treasury securities adjusted to constant maturity of five years, as made available by the Federal Reserve. The caps are 2% every adjustment and 5% lifetime based on the initial rate. The current index is 4.49. Your rate may be different than what is shown.

4 The index (for 10/10 product) is the weekly average of the 10-year US Treasury securities adjusted to constant maturity of ten years, as made available by the Federal Reserve. The caps are 3% every adjustment and 6% lifetime based on the initial rate. The current index is 4.49. Your rate may be different than what is shown.

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